HelloNation Insurance Expert Gregg Blanchard of Palm Beach Gardens Details Boat Insurance Coverage

A new HelloNation piece aimed at South Florida boat owners breaks down what boat insurance typically covers beyond time on the water. Based in Palm Beach Gardens, the article says policies commonly include liability protection for injuries or property damage when the owner is found responsible—whether the incident happens at sea, while loading passengers, or while the boat is docked. It also highlights physical damage coverage for repairs or replacement after collisions, vandalism, or weather. The article notes theft protection is often included, even for boats stored at marinas or in dry storage, and may cover attached equipment such as motors, navigation tools, and fishing gear.