Jackson Introduces Dow Jones Industrial Average Index Option, Flexible Premiums, Six-Year Rate Guarantee in Latest Registered Index-Linked Annuity Launch

Jackson National Life Insurance Company today launched Jackson Market Link Pro 4 (JMLP4) and Jackson Market Link Pro Advisory 4 (JMLPA4), expanding its registered index-linked annuities portfolio. The new contracts add the Dow Jones Industrial Average (DJIA) as an index option alongside S&P 500, Russell 2000, Nasdaq-100, MSCI EAFE, and MSCI Emerging Markets. JMLP4 is commission-based and JMLPA4 is fee-based, both incorporating flexible premiums that let clients add funds to an existing contract without submitting a new application. Key features include a guaranteed cap crediting method that locks in a cap rate for the first six premium years, with a 10% buffer and availability on 1- and 3-year terms, and a full or partial performance lock to secure interim value. Jackson also refreshed its traditional VA products for greater value and flexibility. Alison Reed, EVP and Head of Distribution, says the enhancements give clients more choice and confidence in retirement strategies. Jackson National Life is a subsidiary of Jackson Financial Inc. (NYSE: JXN). The firm emphasizes that the DJIA option expands its index choices and that information is provided for informational purposes as part of its market-positioning in registered index-linked products.