Had To Pull Some Favors': Woman With No Credit Makes Offer On A $50,000 Chevrolet Silverado. Then She Gets A Response

A Grace Auto Group manager pulled strings to finance a $50,000 Chevrolet Silverado for a customer with zero credit. A TikTok by Dan from Grace Auto Group has drawn over 58,800 views. The buyer had zero credit and offered a $10,000 down payment, plus a trade-in equity of $3,500 from a minivan, totaling $13,500 in equity. After bank approval initially offered at 16%, with a $900 monthly payment, the team bought down the rate to 11.5%, lowering the payment to about $700. The customers agreed to proceed, though opinions online were divided about the authenticity of the exchange.