I've Spent 35 Years Writing About Money. Here Are 10 Rules I'll Never Break.

The article “I've Spent 35 Years Writing About Money. Here Are 10 Rules I’ll Never Break” presents personal finance rules shaped by decades of experience in writing, Wall Street investing, and accounting. The author says the framework comes after 35 years covering personal finance, a decade as a Wall Street investment adviser, and nearly 45 years as a CPA. The piece argues for avoiding credit card balances, noting that the average U.S. card charges about 21% interest, citing the Federal Reserve, and it emphasizes paying in full monthly. It also states the author will not finance assets expected to fall in value, using a cited example that a new car can lose about 20% of its value in the first year. Other rules discussed include refusing to co-sign loans, warning that co-signers can be pursued by lenders, and not lending money beyond what the author can afford to lose. The excerpt cuts off mid-discussion of lending.