Atlanticus (ATLC) Q2 2026 Earnings Call Transcript

Atlanticus (ATLC) reported second-quarter 2026 results in its earnings call on Aug. 6, with total operating revenue and other income of $744.3 million, up 89% year over year, reflecting the Mercury acquisition and portfolio expansion. Net income attributable to common shareholders rose to $47.4 million, a 67% increase, and diluted EPS was $2.50. The company said return on average equity reached 28.1%, above its long-term 20% target, aided by core performance plus a $5.5 million adjustment to contingent consideration. Total managed receivables grew to $6.9 billion, and new customers served hit a record 790,000. Liquidity included $645 million cash and restricted cash.