Down 32% or More in 2026, Are Any of These Top Cryptocurrencies Worth Buying Right Now?

Crypto investors have faced a rough 2026, with major tokens—including XRP, Cardano and Dogecoin—down 32% or more. The question for buyers is whether those declines create value or signal lingering risk. The article highlights XRP’s ties to Ripple, the $50 billion fintech behind the token, and points to Ripple’s global expansion and plans for an end-to-end blockchain-based payments system. It also frames a key uncertainty: XRP versus Ripple USD (RLUSD) stablecoin. Cardano is described as having slipped out of the top 10 by market cap and ranking 35th in TVL, with only a new January strategic framework offering hope.