Mastercard (MA) Q3 2026 Earnings Call Transcript

Mastercard’s Q3 2026 call highlighted broad revenue growth, rising transaction volumes, and continued momentum in value-added services. Net revenue totaled $9.8 billion, up 14% year over year on a currency-neutral basis, supported by both the payments network and added services. Adjusted diluted EPS was $5.31, up 21%, aided by operating income growth and $3 billion of third-quarter share repurchases. Gross dollar volume reached $3.0 trillion, and cross-border volume grew 11% globally. Contactless penetration accounted for 81% of in-person switched transactions. The company also reported 3.8 billion total cards and set Q4 revenue guidance in the high end of low double digits.