Stock Market Crash Is Coming, History Says These 3 ETFs Are the Smartest Buys

The article argues that stock-market risk is rising and looks to history for defensive options, framing the debate around Buffett’s valuation warnings. It cites Warren Buffett’s preferred metric being above the level he associated with telling investors they were “playing with fire.” It then highlights three ETFs presented as resilient if a crash occurs. First is the Schwab U.S. Dividend Equity ETF (SCHD), noted for a 3.3% dividend yield and quarterly distributions over 15 years, targeting the Dow Jones U.S. Dividend 100 Index. Second is the State Street Health Care Select Sector SPDR Fund (XLV), holding 60 large healthcare stocks, including Eli Lilly, Johnson & Johnson, AbbVie, Merck, and UnitedHealth.