This 3-Stock Roth Portfolio Pays $25,849 a Year Without a Federal Tax Bill

The article models a three-stock Roth strategy using blue-chip dividend payers in a taxable-account comparison, focusing on the tax drag of ordinary versus qualified dividends. For 2026, it assumes $250,000 invested in each of three stocks ($750,000 total) and a 24% tax bracket for single filers with taxable income over $105,700. It states that a $25,849 annual dividend stream would send $3,877 to the IRS at the 15% qualified rate, but $6,204 if taxed at the ordinary rate because of failing the holding-period test. The piece highlights PepsiCo (yield 4.70%), AbbVie (2.63%), and Procter & Gamble (3.00%), and compares projected Roth advantages across tax brackets.