Apple just got more expensive. Cut costs with the best credit cards for Apple purchases

Apple announced price hikes Thursday, citing sharply higher memory and storage chip costs driven largely by the AI boom, and many popular products now show updated pricing on the company’s online store. The report frames the increases as an added budgeting challenge for consumers planning purchases such as iPhones and MacBooks, and highlights credit-card options that may reduce effective costs via installment plans, 0% introductory APR offers, or rewards. It spotlights the Apple Card, which offers 3% cash back on purchases made directly with Apple and select merchants, plus 2% via Apple Pay and 1% elsewhere, along with Apple Card Monthly Installments that carry no interest and provide 3% cash back upfront. It also details the Wells Fargo Reflect Card’s 0% intro APR for 21 months (with balance-transfer limits and fees) and the U.S. Bank Cash+ Visa Signature Card’s 5% bonus categories up to set quarterly caps, noting category selection is required before purchase.