Insurance-Homeowners' Insurance-Water Damage-Scope of Coverage

A U.S. appeals case upheld denial of a homeowners’ insurance claim after water damage was linked to a leak lasting about a month. The plaintiffs sought review of a grant of summary judgment for the insurer, Travelers Home and Marine Insurance Company. They had a homeowners’ policy that excluded coverage for water damage stemming from any leak lasting more than 14 days. Because the damage resulted from a leak that persisted for roughly a month, the district court concluded the claim fell outside the policy’s scope. The U.S. Court of Appeals for the Eighth Circuit affirmed the judgment. The decision references Croxdale v. Travelers Home and Marine Insurance Company and indicates the appeal originated from the Southern District of Iowa.