What Is the Average Investment Portfolio Size for People in Their 30s and How Does It Compare?

What Is the Average Investment Portfolio Size for People in Their 30s and How Does It Compare? focuses on how U.S. households in the 30-to-39 age range compare with older groups, using Federal Reserve data from 2022. The Fed’s Survey of Consumer Finances (SCF) shows the median household held $23,000 in financial assets for 30-39 in 2022, versus $37,700 for households in their 40s. About 60% of 30-somethings have a retirement account, with a median balance of roughly $33,000; including the rest, the median across all 30-39 households drops to $6,000. The median cash holding is $7,000, and 22% own individual stocks directly. For context, 40-somethings’ typical retirement balance is about $73,000.