Rates Today, November 9, 2026: Highest APYs Range From 4.50% to 5.25%

As of November 9, 2026, the top annual percentage yields (APYs) on certificates of deposit (CDs) range from 4.50% to 5.25%, according to the latest rates coverage. The article notes that CDs can provide some of the highest savings returns, but only if customers agree to leave funds with the bank for a fixed term. It highlights that today’s best offers are concentrated in short-term CDs rather than longer maturities. The piece also references Federal Deposit Insurance context, indicating the importance of using insured institutions when comparing yields.