New 5 Star Car Title Loans™ Data Shows Average Funded Loan Reached 54% of Vehicle Value

A study of 2,564 funded loans from January through May 2026 by 5 Star Car Title Loans shows borrowers received an average of 54% of their vehicle’s appraised value, with a median loan-to-value of 48%. Notably, 47.6% of borrowers obtained more than half the vehicle value. By vehicle type, averages were 54% for passenger cars and light trucks, 44% for motorcycles, 38% for commercial trucks and ATVs, and 37% for RVs. The results reflect funded loan outcomes and do not guarantee future loan amounts, highlighting underwriting factors, income, and repayment ability.