Earn £130k a year but still feel broke - I don't know how most Brits cope"

A London consultant earning £130,000 a year says he still feels “broke,” despite putting aside only £10,000 in savings. Jaqs Nelson, 27, based in Bromley in southeast London, reported a monthly income of about £7,000 but typical spending around £6,000, leaving limited room for savings. He pays roughly £3,000 per month for a three-bedroom mortgage and bills, with most remaining cash lost to Uber rides and Deliveroo orders, plus fixed costs like Wi‑Fi. He is now aiming to build savings to £100,000 within two years by contributing £3,000 monthly to a stocks and shares ISA and premium bonds. Nelson describes himself as a HENRY—high earner not rich yet—and says he lost £70,000 in an Amazon FBA venture.