Insurance Dividend Stocks Built to Keep Paying Through Tough Times

Insurance stocks built around steady cash generation are getting attention, with Travelers, Allstate and Chubb highlighted as NYSE property-and-casualty giants. The argument: insurers collect premiums up front and pay claims later, and the interim cash earns interest when underwriting stays disciplined—helping fund dividends through downturns. Travelers stands out for raising its quarterly dividend every year since 2004. At a share price of $395.19, it yields 1.17% on trailing dividends of $4.70, with the latest payment at $1.25 and the next already declared. The dividend uses about 12% of trailing earnings. Core earnings rose to $9.18 per share in the third quarter.