Jack Peregrim, Founder of Fourth Quarter Advisors, Interviewed on the Influential Entrepreneurs Podcast, Discussing Invisible Money

Invisible money, Peregrim argues, is real wealth that exists in the future and must be unlocked today. He highlights the differences between income during work years and retirement, and stresses intentional decisions now to generate future wealth. Key steps include tax‑efficient investing, maximizing retirement accounts, and prudent asset allocation, while avoiding procrastination and misaligned retirement habits that erode gains. To capture invisible money, Peregrim prescribes education, a comprehensive financial plan, and professional guidance, emphasizing Roth IRAs, 401(k)s, and IRAs, with regular strategy reviews to align with risk tolerance and objectives.