Breakingviews - COMMENTARY: Bankers are sitting on a $4 trln rotten nest egg

Reuters Breakingviews argues that letting AI assistants like Meta’s Muse fully control users’ cash could be too extreme for most people, but weak-interest savings accounts may still push consumers to “bank-hop” when compared automatically by bots. The commentary warns that if many banks are forced to compete through comparison-shopping, profits could shrink substantially across the sector. It cites that Muse reached 5 million downloads in September, its first widely available month, according to Sensor Tower, underscoring how quickly AI financial tools can gain traction. The piece is an opinion column and frames the risk as competitive pressure rather than a specific regulatory change.