Benzinga
United Fire Gr Q3 2026 Earnings Call Transcript - United Fire Group (NASDAQ:UFCS)
xCruzo Brief
United Fire Group Insurance reported a 94.6% combined ratio in Q3 2026 during its earnings call, driven by disciplined underwriting and continued focus on profitable growth. The insurer said it delivered record earnings and a 14% return on equity for the year. Net written premium rose 13%, supported by expansion in core commercial lines, especially small business, middle market and construction. Investment income benefited from a favorable rate environment, with fixed-maturity earnings up 25% and a new purchase yield of 5.6%. The underlying loss ratio held steady at 57.3%, while catastrophe losses were 2.4%.
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