Suze Orman Says Retirees Don't Necessarily Need Bonds. Here's What She Prefers

On her Jan. 11, 2026 podcast episode “Suze’s Projections for 2026,” personal finance adviser Suze Orman said retirees “not necessarily” need to buy bonds when they’re seeking income. She favors dividend-paying, higher-quality stocks that can provide both a dividend and growth as retirement progresses. Orman stops short of urging bond sales, but the article contrasts her approach with two risks: inflation steadily erodes fixed bond coupons, while dividend stocks can face bear markets that force selling shares at poor times. It also cites CPI inflation of about 4% over Sept. 2025 to Sept. 2026.